Federal Title IV Funds


  • Non-subsidized Federal Stafford Loans are available if you cannot meet your expected share of educational costs, if you have no eligibility for need-based aid, or you desire all aid available to meet your financial need as determined by the Financial Aid Office. Interest on a non-subsidized loan begins to accrue from the date of disbursement, therefore, you are encouraged to carefully consider how much money is needed before making application. The maximum amount of available funds through the non-subsidized Stafford Loan is $40,500 per year.

More than likely you will exhaust total Stafford Loan eligibility before meeting the total cost of education. Commercial alternative loans and are available to you in this situation. Staff in the Financial Aid Office can advise you regarding these loans.

You may also want to consider the Federal Grad PLUS Loan, also called a Graduate PLUS Loan, at a fixed interest rate.  This is also a non-need based award.  You must complete the Free Application for Federal Student Aid (FAFSA), pass a credit check and have exhausted all Federal Stafford Loan eligibility.