A Comparison of the Ways to Make a RCP Planned Gift

 

Your Gift

Charitable
Remainder Trust

Charitable Remainder
Annuity Trust

Charitable Gift Annuity

Deferred or
Flexible Charitable
Gift Annuity

Your Goal

Secure a stream of income and create hedge against inflation for the future

Secure a fixed stream of income

Secure a guaranteed stream of income that is partially tax free

Make an irrevocable gift now but defer the receipt of income until later

Make the Gift

Create a trust that pays a fixed percentage of the trust’s assets, revalued annually

Create a trust that pays a fixed amount based on the original value of the trust

Enter into an annuity contract with UNC that pays a guaranteed fixed amount for life

Enter into an annuity contract with UNC and elect to defer receipt of the income until a certain date or range of dates

Your Benefit

Receive a variable income for life or term of years

Immediate income tax charitable deduction

Asset is removed from your estate

Receive a fixed income for life or term of years

Immediate income tax charitable deduction

Asset is removed from your estate

Receive guaranteed income payment for life

Immediate income tax charitable deduction

Asset is removed from your estate

Potential for a portion of the income to be tax-free

Receive guaranteed income payment for life beginning when you choose

Immediate income tax charitable deduction

Asset is removed from your estate

Potential for a portion of the income to be
tax-free

View Additional Options Download a PDF file Showing All Eight Options