Loan Repayment & Forgiveness Programs

Loan repayment programs can significantly reduce the burden of student debt for physicians and health professionals. At UNC, we encourage exploring these options to help make your career in healthcare more affordable. Explore each program for details on eligibility, service requirements, and benefits.

Faculty Loan Repayment Program

Provides up to $40,000 for faculty in eligible health disciplines.

Faculty Loan Repayment Program

Indian Health Services Loan Repayment

Up to $50,000 in exchange for service in American Indian and Alaska Native communities.

Indian Health Services Loan Repayment

National Health Service Corps (NHSC) Loan Repayment

Offers up to $75,000 for primary care physicians serving in designated sites.

NHSC Loan Repayment

Pediatric Specialty Loan Repayment Program

For specialists serving in approved pediatric treatment facilities.

Pediatric Specialty Loan Repayment Program

Public Service Loan Forgiveness (PSLF)

Forgives remaining federal student loan debt after 120 qualifying payments in public service jobs.

Public Service Loan Forgiveness

Substance Use Disorder Treatment and Recovery Loan Repayment Program (STAR LRP)

Provides loan repayment for professionals in SUD treatment roles.

Substance Use Disorder Treatment and Recovery Loan Repayment Program